credit
noun
1.
2.
money available for a client to borrow
4.
used in the phrase ‘to your credit’ in order to indicate an achievement deserving praise
5.
6.
recognition by a college or university that a course of studies has been successfully completed; typically measured in semester hours
7.
8.
9.
an estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments